Does SBAScore.com pull the same score the banks see?

SBAScore.com provides you with access to your business’s FICO SBSS score, the very same scoring model that banks and SBA lenders use to prescreen and evaluate SBA loan applications.

Our platform was created to empower business owners by giving them the ability to check their SBSS/ETRAN score instantly, before applying for financing. This is the score that lenders rely on to determine eligibility for SBA loans, and knowing it in advance allows you to strategically choose which banks or lenders to approach, increasing your odds of approval.

You can review this directly on our homepage.

A Note on Score Consistency: While we provide the same SBSS scoring model used by lenders, it’s important to understand that minor differences can occasionally occur. These are typically due to the timing of when the score is pulled or updates in your business or credit data. However, the score you receive from SBAScore.com is designed to be as close as possible to what lenders will see when you apply.

For a deeper dive into the SBSS score and its importance in the SBA loan process, check our blog: Why SBA Loans Matter - And Why Your SBSS Score is the First Step